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 Latest News
Important Information New and Existing
bank charges clients
please read updated
The banks have announced they will appeal the ruling which will delay claims further click link for full details from the BBC..
BBC NEWS
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ABC Incorporation will continue to update this website with the latest news as and when it happens.
ABC Incorporation Ltd are happy to take on new claims for the foreseeable future but new customers must understand that the claim could take in excess of 12 months if the test case ruling is appealed. The banks will log the claim and then review it once the test case has been concluded or the temporary wavier on dealing with claims has been removed by the FSA.
Below we have included some links to information on this subject and frequently asked questions:
bba.org.uk
OFT Site
Fiancial Ombudsman Site
If you require any further information please do not hesitate in getting in touch via the details on our contact page.
Latest Cases Won
Mr S V Natwest
£3002.77
Mr M v Nationwide
£2574.49
Mr M v LTSB
Settlement agreed £9634.07
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Whats the Law?
Penalty charges are unlawful. Banks can only impose charges which are in proportion to their costs. Many (Us included) believe there's no way a £30ish charge, when someone exceeds their overdraft limit or bounces a cheque, is proportionate.
Remember it could simply be 1p over the limit and you're charged, and even if it's more you pay interest anyway. It's their costs we're looking at. Does it really cost £30 for a computer to write and send an automated letter?
If it isn't proportionate then it's unlawful, and thus you've a right to your money back. That’s where we can help.
Getting back what is yours
If you have had charges made to your bank account in the past 6 years then you can legally request that these be paid back to you. All you need to do is contact us or fill in the online form and we'll do the rest.
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